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107-3 1052 RAT BAY Road

Franklin Lake of Bays P1H 2J6

$39,000

Residential Condo & Other beds: 2 baths: 2.0

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• Details
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• Map

Status:

Active

Prop. Type:

Residential Condo & Other

MLS® Num:

X12825826

Bedrooms:

2

Bathrooms:

2

• Photos (34)

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Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

General Info:

Property Type:

Residential Condo & Other

Property Sub Type:

Other

Property Attached:

Yes

Home Style:

Bungalow

Approx. Age:

16-30

Total Approx Floor Area:

900-999

Lot Details:

x

Exposure:

South

Bedrooms:

2+0

Bathrooms:

2.0

Kitchens:

1

Kitchens in Basement:

0

Bedrooms Above Grade:

2

Bedrooms Below Grade:

0

Kitchens Above Grade:

1

Rooms Above Grade:

8

Rooms Below Grade:

0

Rooms:

8

Fractional Ownership:

Yes

Zoning:

Waterfront Resort Comm'l with exception

Additional Info:

Heating type:

Baseboard

Heating Fuel:

Propane

Fireplaces:

1

Storey:

0

New Construction:

Yes

Foundation:

Block

Roof:

Shingles

Balcony:

None

Basement:

None

Fireplace Features:

Propane

Fireplace/Stove:

Yes

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Parking Features:

Reserved/Assigned, Mutual

Parking Type:

Exclusive

Parking Spaces:

2

Total Parking Spaces:

4.0

Locker:

None

Rural services:

Cell Services, Electricity Connected, Internet High Speed

Family Room:

No

Financial Info:

HST Applicable To Sale Price:

Not Subject to HST

Maintenance Fee:

$5,127

Maintenance fees include:

Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included

Assessment:

$0

Assessment Year:

2026

Development Charges Paid:

Unknown

Taxes:

$0 / 2026

Assessment:

$.00 / 2026

County:

Muskoka

Listing Area:

Lake of Bays

Listing Sub-Area:

Franklin

Property Features / Area Influences:

Beach, Waterfront

Interior Features:

Water Heater

Exterior Features:

Deck, Landscaped

Security Features:

Carbon Monoxide Detectors, Smoke Detector

Easement/ Restrictions:

Unknown

Pets Permitted:

No

Inclusions:

As viewed, fully furnished as part of the fractional ownership

Exclusions:

personal items if any

Lease to Own Equipment:

None

Exterior Finish:

Wood

Building Amenities:

Game Room, Gym, Sauna, Tennis Court, Visitor Parking

Elevator:

No

Retirement:

No

Water Frontage:

984'300 m

Waterfront Features:

Dock, Beach Front

Waterfront:

WaterfrontCommunity

Shoreline:

Hard Bottom, Shallow, Sandy

Shoreline Allowance:

Owned

Shoreline Exposure:

South

View:

Beach, Panoramic, Bay, Lake, Trees/Woods

Water View:

Direct

Access to property:

Year Round Municipal Road

Water Body Name:

Lake of Bays

Water Body Type:

Lake

Water Delivery Features:

Water Treatment

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Private

Room Information:

Floor

Type

Size

Other

Main

Living Room

19'3"5.87 m × 10'3.05 m

Main

Dining Room

14'2"4.32 m × 11'3.35 m

Main

Kitchen

14'2"4.32 m × 8'8"2.64 m

Main

Sunroom

17'8"5.38 m × 13'9"4.19 m

Main

Primary Bedroom

17'9¾"5.43 m × 11'3.35 m

Main

Bedroom

11'3.35 m × 10'8"3.25 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

-

10'10" x 10'10"

Main

No

-

10' x 12'8"

Other Details:

Energy Certification:

No

Green Property Information Statement:

No

Special Designation:

Unknown

Air Conditioning:

Wall Unit(s)

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Access:

Inside, Laundry Closet

Business Info:

Condo Corporation Number:

0

Property Management Company:

Blue Water Acres

Listing Info:

Date Listed:

Feb 27, 2026

Original Price:

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Previous Price:

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Listed by Chestnut Park Real Estate

Data was last updated February 27, 2026 at 08:15 PM (UTC)

• ANDREW JOHN COCKS
• COCKS INTERNATIONAL REALTY INC., BROKERAGE
• 705-998-6284
• info@cocksrealty.ca

• LAURA BLAKEY
• COCKS INTERNATIONAL REALTY INC., BROKERAGE
• 705-998-6284
• laura@cocksrealty.ca

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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