This solid red clay-brick semi is packed with character and convenience! Just a 20-minute walk to all of downtown's shops and restaurants, it's also steps from the off-leash dog park and close to the Memorial Centre with it's weekly farmers market, public pool, and splash pad. Inside, you'll find generous principal rooms, including a dedicated dining room that makes hosting family and friends easy. Freshly painted and updated with new central air (2023), electrical upgrades, and a new dishwasher, the home is truly move-in ready. At the back, the laundry/entry area stretches across the width of the home with a wall of windows overlooking the yard - a bright, versatile space that's ideal for plants or soaking up the afternoon sun. The backyard is private and fully fenced, with a stone patio that's perfect for outdoor living and entertaining. A wide, covered front veranda adds shade, curb appeal, and a welcoming street presence, while the durable red metal roof offers decades of worry-free protection. And then there's the garage - one of the property's rarest and most impressive features. This solid concrete block 1.5-car garage is in excellent condition, large enough for most vehicles with room left for storage. Accessed off quiet Cowdy Street, it makes coming and going easy while also anchoring the yard and adding both privacy and security - a true standout in this neighbourhood. 107 Stephen Street combines walkability, timeless charm, and a garage you'll be hard-pressed to find anywhere else. Don't miss your chance to make it yours.