Hi there! If you are searching for homes for sale in Lake of Bays, you have come to the right place. As the second-largest lake in Ontario’s Muskoka region, Lake of Bays offers over 560 kilometers of pristine shoreline, charming communities, and some of the most sought-after waterfront real estate in the province. Whether you are dreaming of a cozy cottage near Baysville, a family retreat in Dwight, or a peaceful escape close to Dorset, your search starts right here.

The Lake of Bays market currently features properties ranging from approximately $119,900 to $3,850,000, with an average price around $1,224,004. With a median of 38 days on market for most listings, this area continues to attract both lifestyle buyers and savvy investors looking for long-term value.


Curious What Homes Are Actually Selling For?

Before you dive into the listings below, it helps to know what the market is really doing. Want to see what homes are selling for? Check out our Homes SOLD in Lake of Bays page for real-time market data. Seeing actual sale prices gives you a clearer picture of value and helps you make smarter offers.


Browse Current Lake of Bays Listings

Use the filters below to narrow down your search by price, bedrooms, or waterfront features. By default, we are showing Residential listings to keep your search focused on homes and cottages.

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  • v15 w 9 1020 Birch Glen Road in Lake of Bays: Mclean Condo for sale : MLS®# X12789716

    v15 w 9 1020 Birch Glen Road Mclean Lake of Bays P0B 1A0
    Main Photo: v15 w 9 1020 Birch Glen Road in Lake of Bays: Mclean Condo for sale : MLS®# X12789716
    $119,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12789716
    Bedrooms:
    3
    Bathrooms:
    3
    Enjoy a fabulous late-summer Muskoka escape with this beautifully appointed 3-bedroom Villa 15, Week 9 at Landscapes on Lake of Bays. This summer week near the end of August is one of the best times to be in Muskoka - warm water, long evenings, and fewer crowds. The villa offers a primary suite with ensuite, two additional bedrooms, an open-concept living and dining area, a fully equipped kitchen, and a private deck. Owners enjoy access to Landscapes' exceptional amenities, including the waterfront pool, docks, recreation centre, and 19 wooded acres of walking trails, with Baysville, Huntsville, Algonquin Park, and local ski hills all nearby. A carefree way to enjoy Muskoka year after year - just arrive and relax. 2026 weeks are March 27th, April 17th, August 21st, Summer week and October 9th. More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 1049 Greensview Drive in Lake of Bays: Franklin Detached Condo for sale : MLS®# X12789460

    1049 Greensview Drive Franklin Lake of Bays P1H 0K1
    Main Photo: 1049 Greensview Drive in Lake of Bays: Franklin Detached Condo for sale : MLS®# X12789460
    $979,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12789460
    Bedrooms:
    3
    Bathrooms:
    2
    Located on a prime ~1.6 Acre Lot Huge 2010 Sq ft Four Seasons House Includes ,Three huge bedrooms, Two bathrooms, Muskoka room, Great room, Home Office, Eat-in kitchen, Mud room/Laundry, Huge built in Garage, covered porch entrance. One minute walk to the lake, Tracking Trail, Exclusive Access to the Signature Club, which is located on a large lake and has several amenities including an infinity pool, Fully serviced roads all year round, with snow removal and garbage collection facility included. 5 Minutes to Dwight Beach. More details
    Listed by NEWGEN REALTY EXPERTS
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 1007 Kingsridge Court in Lake of Bays: Franklin Detached Condo for sale : MLS®# X12789448

    1007 Kingsridge Court Franklin Lake of Bays P1H 0K1
    Main Photo: 1007 Kingsridge Court in Lake of Bays: Franklin Detached Condo for sale : MLS®# X12789448
    $949,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12789448
    Bedrooms:
    3
    Bathrooms:
    2
    A Huge 1 Acres Modern Style Luxury Home, Located on a prime ~1.6 Acres Lot Huge 2010 Sq ft Four Seasons House Includes Three huge bedrooms, Two bathrooms, Muskoka room, Great room, Home Office, Eat-in kitchen, Mud room/Laundry, Huge built in Garage, covered porch entrance. One minute walk to the lake, Exclusive Access to the Signature Club, which is located on a large lake and has several amenities including an infinity pool, Fully serviced roads all year round, with snow removal and garbage collection facility included; Cashflow positive property, Cash flow analysis sheet attached, Seller will provide rental guarantee for 2 years at $5000 per month. More details
    Listed by NEWGEN REALTY EXPERTS
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 1132 Limberlost Road in Lake of Bays: Sinclair House for sale : MLS®# X12788304

    1132 Limberlost Road Sinclair Lake of Bays P1H 2J6
    Main Photo: 1132 Limberlost Road in Lake of Bays: Sinclair House for sale : MLS®# X12788304
    $575,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12788304
    Bedrooms:
    4
    Bathrooms:
    2
    Escape to your own private retreat, perfectly tucked away in the heart of Lake of Bays yet just under 10 minutes from the amenities found in the Town of Huntsville. This rare offering combines the peaceful seclusion of cottage-country living with the convenience of being close to shops, dining, and year-round amenities in one of Muskokas most vibrant towns. Surrounded by whispering pines, rugged granite outcroppings, and the pristine beauty of Ontarios wilderness, this property captures the very essence of Muskoka. From the moment you arrive, you'll feel the quiet calm of the forest embrace you while knowing that all the conveniences of modern living are just down the road. At your doorstep lies the Limberlost Forest & Wildlife Reserve, a vast natural playground with miles of hiking and biking trails, as well as opportunities for canoeing, skiing, and snowshoeing, make this a year-round paradise for outdoor enthusiasts. Whether your passion is adventure or relaxation, this location delivers both in equal measure.The residence itself embodies the charm of Muskoka with warm, inviting living spaces, expansive windows that bring the outdoors in, and the cozy, rustic character that makes a cottage-country home so special. Imagine mornings with sunlight streaming through the trees, evenings gathered around an outdoor firepit, and weekends filled with everything from quiet reflection to family adventure.This is more than just a home, it's a lifestyle. Summers bring lazy afternoons by the lake, autumn paints the surrounding forests in brilliant colour, winters invite cozy fireside evenings, and spring awakens the landscape with fresh energy. Every season here feels like a postcard.Whether you're searching for a year-round residence, or a seasonal getaway, this is a property that truly delivers. Its combination of natural beauty, privacy, and unbeatable proximity to Huntsville ensures you won't just be buying a home, you'll be embracing the Muskoka way of life. More details
    Listed by Sotheby's International Realty Canada
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 3-1030 Raven Hill Road in Lake of Bays: Franklin House for sale : MLS®# X12785052

    3-1030 Raven Hill Road Franklin Lake of Bays P0A 1H0
    Main Photo: 3-1030 Raven Hill Road in Lake of Bays: Franklin House for sale : MLS®# X12785052
    $5,490,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12785052
    Bedrooms:
    6
    Bathrooms:
    3
    639 ft of Pristine Lake of Bays Frontage, a year round cottage built in 2020, with both long lake views & a quiet bay setting. As you arrive, a winding driveway reveals the striking red cottage nestled among the trees and located at the end of a private tree-lined driveway. Its timeless charm framed by towering pines and the gentle shimmer of the lake beyond, intensifies your excitement as you draw closer. Inside, the home is immediately anchored by breathtaking lake views from the family room. The layout unfolds across 3 levels with six spacious bedrooms, a generous kitchen designed for hosting large groups, and a relaxing three-season Muskoka room that features seating for 10+ at the dining table and a lounge area. Outdoor living is equally compelling. Spend your days lounging on one of two expansive decks perched on the water's edge, relax on the dock, or wade in from the walk-in sandy shoreline. The land that surrounds the cottage is level & easy to navigate, while the backside of the property begins to gradually rise, providing an extremely private, forested backdrop. The separately deeded lot that is included in this package offers raw land, with old-growth trees that tower over the property and further enhance the privacy at this one-of-a-kind property. This lot creates space and separation from the neighbour while allowing a new owner peace of mind and future options. A unique legacy estate, providing ample space for generations to gather while preserving privacy, comfort, & independence for all. The massive shoreline provides a waterfront that faces both south and west, ensuring all-day sunlight & year-long sunsets. Lake of Bays is renowned for its exceptional boating, fishing, and endless exploration and from this address, you're just 25 minutes to Huntsville. This is more than a cottage on a great lake. It's a rare waterfront portfolio, a canvas for future growth, & the beginning of a Muskoka story that will be told for generations. By appointment only. More details
    Listed by Cayman Marshall International Realty Inc.
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 116-10 1052 RAT BAY Road in Lake of Bays: Franklin Condo for sale : MLS®# X12773454

    116-10 1052 RAT BAY Road Franklin Lake of Bays P1H 2J6
    Main Photo: 116-10 1052 RAT BAY Road in Lake of Bays: Franklin Condo for sale : MLS®# X12773454
    $49,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12773454
    Bedrooms:
    2
    Bathrooms:
    2
    This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees. More details
    Listed by Chestnut Park Real Estate
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 2883 Hwy 60 Highway in Lake of Bays: Franklin Commercial for sale : MLS®# X12768476

    2883 Hwy 60 Highway Franklin Lake of Bays P0A 1H0
    Main Photo: 2883 Hwy 60 Highway in Lake of Bays: Franklin Commercial for sale : MLS®# X12768476
    $3,500,000 /For Sale
    Commercial
    Status:
    Active
    MLS® Num:
    X12768476
    Total Area:
    104 acre(s)
    Fully operational campground located in Muskoka. 109 sites, approved for 200 sites. Sites vary from full service to tenting. Main building offers reception area, store, public restrooms, coin operated laundry facility and apartment on the 2nd level. Also included a 4 bedroom year round home, one rental cottage, covered pavilion, storage buildings, fenced dog run, updated potable water system with chlorinator and iron filter and so much more. Full information package available to qualified buyers. This campground is in pristine condition and had the option to expand. All measurements are approximate and must be verified by the buyer or the buyers representative. More details
    Listed by SUTTON GROUP INCENTIVE REALTY INC.
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 112-8 1052 RAT BAY Road in Lake of Bays: Franklin Condo for sale : MLS®# X12768528

    112-8 1052 RAT BAY Road Franklin Lake of Bays P1H 2J6
    Main Photo: 112-8 1052 RAT BAY Road in Lake of Bays: Franklin Condo for sale : MLS®# X12768528
    $78,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12768528
    Bedrooms:
    3
    Bathrooms:
    2
    Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112. More details
    Listed by Chestnut Park Real Estate
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 1259 Golf Course Road in Lake of Bays: Franklin House for sale : MLS®# X12763022

    1259 Golf Course Road Franklin Lake of Bays P1H 2J6
    Main Photo: 1259 Golf Course Road in Lake of Bays: Franklin House for sale : MLS®# X12763022
    $1,495,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12763022
    Bedrooms:
    3
    Bathrooms:
    4
    At the end of a quiet cul-de-sac, a meandering driveway leads through the trees to a stately home, accented by a covered front porch & classic dormer windows. Inside the spacious foyer, the formal dining room sits to the right, while the living room opens ahead, featuring a stone-accented wood-burning fireplace & a vaulted ceiling with faux wood beams. The kitchen offers granite counters, a propane cooktop, a built-in raised oven & microwave, & ample cabinetry, perfect for everyday cooking & entertaining. From the living room, two separate hallways extend to the guest bedrooms, creating excellent privacy. One hallway leads to a guest suite with a walk-in closet & 4pc ensuite. The other hallway connects to a second bedroom with an adjacent 3pc bathroom & a nearby den, ideal for quiet work or reading. On the opposite side of the main floor, the large primary suite feels like its own retreat, complete with a walk-in closet, faux-beam-accented vaulted ceilings, & a 5pc ensuite featuring a jetted soaker tub, shower stall, water closet, & double-sink vanity. Upstairs, the family room, with its propane fireplace, offers a comfortable gathering space, complemented by a convenient 2pc powder room. Beyond this, a generous open area is currently arranged as two separate office spaces, perfect for work-from-home flexibility or creative pursuits. Bell Fibre is installed at the property, providing excellent connectivity. Outdoors, the property enjoys private, deeded access to Peninsula Lake, shared with only two neighbouring properties, via a private, cleared hiking trail. The trail leads to a hard-packed sand entry & a private dock, offering a simple, convenient spot to launch a canoe or kayak, or even to dock your boat. The northeast boundary of this property adjoins the protected Pen Lake Farms Nature Reserve, creating a peaceful natural buffer & enhancing the quiet surroundings. This home offers thoughtful design, privacy, & a rare opportunity for private waterfront access. More details
    Listed by Coldwell Banker Thompson Real Estate
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • V 7, W 10 1020 BIRCH GLEN Road in Lake of Bays: Mclean Condo for sale : MLS®# X12753860

    V 7, W 10 1020 BIRCH GLEN Road Mclean Lake of Bays P0B 1A0
    Main Photo: V 7, W 10 1020 BIRCH GLEN Road in Lake of Bays: Mclean Condo for sale : MLS®# X12753860
    $66,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12753860
    Bedrooms:
    3
    Bathrooms:
    3
    Experience luxury lakeside living with Villa 7 at Landscapes on Lake of Bays. This spacious and beautifully appointed 3-bedroom villa offers stunning views, upscale finishes, and all the comforts of a high-end Muskoka retreat. Week 10 being always the last week of August, is one of the most desirable times of year, you can enjoy most of the long weekend each year and also offers the potential to select the following week in September - widely considered the best time of the year to enjoy Muskoka. Owners enjoy access to resort-style amenities including the waterfront pool, docks on Lake of Bays, recreation centre, walking trails across 19 wooded acres, and proximity to Baysville, Huntsville, Bracebridge, Algonquin Park, and nearby ski hills. A carefree ownership opportunity in one of Muskoka's most sought-after destinations. 2026 weeks are June 7th, August 30th, Oct 18, and Dec 27, enjoy new years eve in Muskoka More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 2 1355 Bellwood Acres Road in Lake of Bays: Ridout House for sale : MLS®# X12746786

    2 1355 Bellwood Acres Road Ridout Lake of Bays P0B 1A0
    Main Photo: 2 1355 Bellwood Acres Road in Lake of Bays: Ridout House for sale : MLS®# X12746786
    $1,295,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12746786
    Bedrooms:
    4
    Bathrooms:
    2
    A four-season family retreat on sought-after Paint Lake, just minutes from the charming village of Dorset. This exceptional waterfront property features a bright two-bedroom main cottage and a separate two-bedroom bunkhouse, both extensively upgraded and fully serviced with water, electricity, and HVAC for comfortable year-round living.Set on a spacious, well-treed lot with a gentle slope to the shoreline, the property offers a newly designed rock fire-pit gathering area, a walkway to a newer dock, and a shallow sandy beach entry ideal for all ages. Recently repainted exteriors on all buildings create a cohesive and well-maintained appearance throughout.The main cottage showcases an inviting open-concept layout with a newly renovated kitchen and appliances, a stunning wall of windows framing picturesque lake views, and warm pine finishes with exposed beams that deliver a classic Muskoka atmosphere. Thoughtful custom details include a built-in bench and shelving at the front entry and a custom platform bed in the second bedroom. Heating is provided by a propane forced-air furnace in the main cottage and electric heat in the second cottage.Interior upgrades throughout include new bathroom vanities and fresh paint, while energy efficiency has been enhanced with new insulation in the crawl space and attic of the main cottage, along with new attic insulation in the second cottage.Additional highlights include a new hot tub and electric sauna with all-new electrical, connected decking between buildings, an automatic generator, and a new 200-amp electrical service completed by Hydro One. The property is further complemented by a driveway workshop and a charming pine bunkie/playhouse-ideal for guests, a studio, kids' retreat, or private escape.Enjoy the very best of Muskoka living with nearby dining, shopping, scenic trails, and four-season recreation including fishing, hiking, skiing, snowmobiling, and biking-all within an easy two-hour drive from the GTA. More details
    Listed by EXP REALTY
    ANDREW JOHN COCKS
    LAURA BLAKEY
  • 8 North Road in Lake of Bays: Mclean House for sale : MLS®# X12735404

    8 North Road Mclean Lake of Bays P0B 1A0
    Main Photo: 8 North Road in Lake of Bays: Mclean House for sale : MLS®# X12735404
    $509,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12735404
    Bedrooms:
    3
    Bathrooms:
    2
    Just steps to Lake of Bays, this charming 1915 century home at 8 North Road offers that perfect Baysville blend of heritage character, everyday comfort, and an unbeatable in-town location. With the public dock directly across the street for swimming and paddling-and a boat launch at the end of the road-you can slip into the lake lifestyle in minutes while still being within easy walking distance of village amenities. Inside, you'll find 3 bedrooms, 2 bathrooms, and generously sized principal rooms that retain the warmth and personality you'd expect from a classic century home. The main floor features a welcoming living room and dining area, kitchen complete with stainless steel appliances and a centre island. The main-floor primary bedroom includes a walkout to the yard and is conveniently located near a 3-piece bath. Upstairs, two bright and spacious bedrooms-each with walk-in closets-share a 5-piece bathroom and enjoy access to a private balcony, where treetop views meet glimpses of the water. The basement provides excellent utility and workspace with workshop potential, a utility sink, and the home's forced-air heating system. Outdoors, the private backyard is framed by mature trees and level lawn, and includes a hard-wired DogWatch invisible fence-ideal for pets. A detached double garage with loft adds valuable flexibility for storage, hobbies, or future studio ideas. With the marina, brewery, parks, and the heart of Baysville all close by, this is a standout opportunity for a full-time residence, four-season retreat, or potential rental in one of Muskoka's most sought-after lake communities. More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    ANDREW JOHN COCKS
    LAURA BLAKEY
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Data was last updated February 17, 2026 at 04:15 AM (UTC)
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Why We Love Lake of Bays

Aerial view of Muskoka lakefront properties in autumn

Lake of Bays is not just a destination. It is a lifestyle. The lake stretches across multiple bays and inlets, each with its own personality. Here is what makes the three main communities so special:

Dorset

Dorset sits at the northeastern tip of Lake of Bays and is famous for its Dorset Scenic Lookout Tower. Climb the 142 steps to the top for panoramic views of the surrounding lakes and forests. The town is also home to Robinson’s General Store, a beloved destination that has been serving visitors since 1921. Dorset offers a quieter, more secluded feel while still providing essential amenities.

Baysville

Baysville is a charming village located at the dam where the South Muskoka River begins its journey. This community has a classic cottage-country vibe with local shops, restaurants, and easy access to both Lake of Bays and the broader Muskoka waterway system. Many year-round residents call Baysville home, making it a great option if you want more than just a seasonal retreat.

Dwight

Dwight is the gateway to Algonquin Provincial Park, making it ideal for nature lovers and outdoor enthusiasts. The community features beautiful sandy beaches, a vibrant local art scene, and quick access to hiking, canoeing, and wildlife watching. Dwight strikes a perfect balance between cottage-country charm and modern convenience.


What Makes Lake of Bays Real Estate Unique?

Muskoka Chairs on Dock

Lake of Bays benefits from several factors that help maintain property values and support long-term appreciation:

  1. Limited Waterfront Availability – There is only so much shoreline, and strict development controls mean new waterfront lots are rare.

  2. Sustained Buyer Demand – The lake attracts buyers from across Ontario and beyond who value the natural beauty and established communities.

  3. Proximity to Urban Centers – Lake of Bays is roughly 2 to 2.5 hours from the Greater Toronto Area, making it accessible for weekend getaways.

  4. Year-Round Living Options – While many properties are seasonal cottages, there is a growing community of permanent residents, especially in Baysville and Dwight.

  5. Diverse Property Types – From vacant land and building lots to luxury waterfront estates, there is something for every budget and lifestyle.

The current market shows healthy activity, with approximately 40 new listings in the past 28 days alone. This indicates steady seller confidence and a good variety of options for buyers.


Types of Properties Available

When searching for homes for sale in Lake of Bays, you will encounter several property types:

  • Waterfront Cottages – Classic Muskoka-style cottages with direct lake access and stunning views.
  • Year-Round Homes – Fully winterized properties suitable for permanent residence.
  • Luxury Estates – High-end properties with premium finishes, boathouses, and expansive lots.
  • Vacant Land – Build your dream cottage from the ground up on a waterfront or forested lot.
  • Fractional Ownership – Resorts like Blue Water Acres offer maintenance-free cottage living with shared ownership.

Tips for Buying in Lake of Bays

Aerial view of Ontario lake in autumn

Buying waterfront property in Muskoka requires some extra homework. Here are a few things to keep in mind:

  1. Check Shoreline Regulations – Understand what you can and cannot do with docks, boathouses, and shoreline modifications.

  2. Inspect the Septic System – Most Lake of Bays properties use septic systems. Get a professional inspection before making an offer.

  3. Consider Access – Some properties are water-access only. Make sure you understand the logistics before committing.

  4. Review Zoning – If you plan to use your property as a short-term rental, check local bylaws. For more details, visit our guide on Muskoka Short-Term Rental Licensing Rules.


  5. Work with a Local Expert – A realtor who knows the Lake of Bays market can help you navigate the nuances and avoid costly mistakes.

If you are thinking about selling your current home to fund a Lake of Bays purchase, our Home Valuation Tool can give you a starting point.


Frequently Asked Questions

Q1: How far is Lake of Bays from Toronto?

A1: Depending on which part of the lake you are heading to, it is usually a 2 to 2.5-hour drive from the Greater Toronto Area via Highway 400 and Highway 11.

Q2: Are there many year-round homes on Lake of Bays?

A2: Yes. While many properties are seasonal cottages, there is a growing community of year-round residents, especially near Baysville and Dwight. These homes are fully winterized with municipal or well water and modern heating systems.

Q3: What is the average price for a home on Lake of Bays?

A3: Current market data shows prices ranging from approximately $119,900 for vacant land to $3,850,000 for luxury estates. The average price sits around $1,224,004.

Q4: Can I find fractional ownership on Lake of Bays?

A4: Absolutely. Lake of Bays has several high-end resorts and fractional communities for those looking for a maintenance-free cottage experience without the full ownership commitment.

Q5: How long do homes typically stay on the market?

A5: Properties on Lake of Bays typically spend a median of 38 days on market, particularly those with waterfront access or scenic views.


Ready to Find Your Lake of Bays Home?

Whether you are looking for a weekend escape or a permanent move to cottage country, Lake of Bays offers something for everyone. Browse the listings above, check out our SOLD data to understand the market, and reach out when you are ready to take the next step.

For more information about our team and how we work, visit our About Us page. You can also explore all available Muskoka properties on our Search Properties page.